Political Violence and Terrorism Insurance

Many businesses may not be aware they are not protected against civil strife or the relatively modern threat of terrorism. Instances of these dangers may be rare but the effect can be catastrophic. Unfortunately, in the event of these dangers, a business may find out too late that its existing policies do not cover civil unrest or attacks by terrorists. Like any other risk, People and partners Insurance can ensure you are covered with the right policy.

This is a standalone cover, on top of existing  Fire, All Risks, Construction All Risks, or Motor policies. The policy includes very wide coverage and reinsurance protection via Lloyd’s of London. Very competitive premium rates for Cambodia and Cambodian interests overseas make this policy a prudent investment for companies wishing to prepare for any eventuality.

Physical loss or physical damage to the Buildings and Contents which belong to the Insured or for which the Insured in legally responsible, directly caused by one more of the following perils:

  • Act of Terrorism
  • Sabotage
  • Riots, Strikes and/or Civil Commotion
  • Malicious Damage
  • Insurrection, Revolution
  • Mutiny and/or Coup d’Etat
  • War and/or Civil War
  • Expenses incurred by the Insured in the removal of debris directly caused by any one or more of the Covered Causes of Loss

Business Interruption Extension (i.e. the actual loss of income sustained by the Insured resulting directly from Business Interruption following one or more of the Basic perils insured in this policy)

Our technical and Sales Teams are very experienced in this type of cover which is not yet common in Cambodia. In view of the stability here and lack of terrorist activity compared to many other countries, we can negotiate very competitive premiums with the world reinsurance markets. We can guide our prospective clients with the best choice and level of cover they may require and fit this in with their other more basic covers, such as fire, perils and Business Interruption.

Simply contact us and we will arrange for a Meeting with one of our sales team to help to decide on the cover needed and complete the short proposal form, which we need in order to make sure you get the full cover you require and the most competitive premium. 

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