Whether accidents are common, due to known risks associated with equipment and techniques, or unpredictable due to a unique situation, every business in Cambodia needs to consider the likelihood of injury to employees. The safety of staff is a priority, and is usually the first policy we create with businesses, even before crucial coverage like Fire & Business Interruption Insurance and General Third Party Liability Insurance.
The perils of ignoring the need for personal accident insurance are widely known. Compared to a prudent and affordable policy, an injury to an employee could lead to compensation and legal costs that far outweigh the cost of accident cover.
That’s why this is the core product for most company employee benefit schemes here in Cambodia, and is usually tailor-made to fit the individual company’s requirements for death, disablement and medical expenses following an accident. It is usually taken out in conjunction with a group health scheme covering medical expenses arising from illness.
Our business insurance team is happy to discuss the needs of your organisation and tailor the right policy to meet your requirements. PPI Insurance can arrange for individual, family or large group schemes, including hazardous occupations.
The basic cover is for death, disablements and medical expenses following such accidents.
Personal accident is one of our most popular products and we have considerable expertise in this field. Our own medical doctor also assists us in this regard. As our cover is worldwide 24/7, our International Network of Assistance Partners are ready and able to assist our clients.
We pay claims quickly. Our claims documentation and handling is very efficient even where there is a death claim involved.
Our team can assist you to tailor make your individual or group requirements and enjoy the most competitive premiums.