Welcome to the 2025 Annual Report of People & Partners Insurance Plc. (PPI)

For ten years, People & Partners Insurance Plc. has stood as a proud, 100% Cambodian-owned institution, dedicated to safeguarding the ambitions, assets, and futures of the Cambodian people.

The year 2025 marked a historic milestone for our company: our 10th Anniversary. It was a year of profound reflection, operational resilience, and aggressive digital transformation.

As the macroeconomic landscape shifted, we did not just adapt; we evolved. By blending decades of local and international insurance expertise with cutting-edge technological innovations,

PPI successfully transitioned into a modern, digital-first risk partner. Today, our financial foundation is stronger than ever, backed by world-class international reinsurers and an exceptional Solvency Margin of 158% that guarantees our promise to protect you.

About This Report

At PPI, we believe that transparency is the foundation of public trust. This report provides a comprehensive overview of our financial health, corporate governance, operational achievements, and strategic outlook for the year ended 31st December 2025.

This publication is proudly released in strict compliance with Prakas No. 001 MEF.Prk and the regulatory frameworks established by the Ministry of Economy and Finance (MEF) and the Insurance Regulator of Cambodia (IRC). It serves as our transparent pledge of accountability to our policyholders, our esteemed shareholders, and the Kingdom of Cambodia.

We invite you to explore our journey of the past year—a story of financial strength, digital innovation, and unwavering commitment to the people we serve.

📥 [Please click this link to view and download the full 2025 Annual Report (PDF): https://shorturl.at/3PDqf ]